Terms and Conditions
Effective Date: 26/05/2025
Welcome to Financial Bloc, operated by Rojarate Jitrakul, an Independent Personal Insurance Benefit Advisor. These Terms and Conditions (“Terms”) govern your access to and use of our website, services, and communications. By using our services, you agree to be bound by these Terms.
1. Services Provided
Financial Bloc offers independent insurance consultation services including, but not limited to:
Personalized recommendations for life, health, and supplemental insurance plans.
Assistance in comparing insurance products from various providers.
Referrals or introductions to licensed insurance agents or carriers.
We do not guarantee approval or underwriting outcomes from any insurer.
2. No Legal or Financial Advice
Information shared by Financial Bloc, on the website or during consultations, is for informational purposes only and should not be interpreted as legal, tax, or financial advice. You should consult with a licensed attorney, CPA, or certified financial planner before making major financial decisions.
3. Eligibility
To use our services, you must:
Be at least 18 years old.
Provide accurate, current, and complete information.
Not use our services for unlawful or unauthorized purposes.
4. Third-Party Services
Financial Bloc may refer or connect users to third-party insurance companies, brokers, or tools. We do not own, control, or guarantee the services or products of any third party. Use of those services is governed by their respective terms and conditions.
5. Privacy and Data Use
We respect your privacy. By using our services, you consent to the collection and use of your personal information as described in our [Privacy Policy] (include a link once created). This includes using contact details to follow up, provide quotes, and improve customer experience.
6. No Guarantee or Endorsement
Financial Bloc makes no guarantee regarding the suitability, pricing, approval, or availability of any insurance policy discussed. All insurance decisions are made at your discretion and are subject to underwriting by licensed carriers.
7. Limitation of Liability
To the maximum extent permitted by law, Financial Bloc and its advisors shall not be liable for any indirect, incidental, special, or consequential damages, or for loss of profits, revenue, data, or use, incurred by you or any third party, whether in an action in contract or tort, even if advised of the possibility of such damages.
8. Intellectual Property
All content on the website, including logos, text, and media, is owned by Financial Bloc unless otherwise stated. You may not reproduce, distribute, or use our intellectual property without prior written permission.
9. Termination
We reserve the right to suspend or terminate your access to our services at any time, without notice, for conduct that violates these Terms or is deemed harmful to our business or clients.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.
11. Modifications
We reserve the right to update or modify these Terms at any time. Continued use of our services after such changes constitutes acceptance of the revised Terms.
Contact Us
If you have any questions about these Terms, you may contact:
📞 (954) 893-2465 / (954) 629-9141